are you at risk of identity fraud ?   If you don’t wish to be cloned like Dolly the sheep, it’s time to safeguard yourself against identity fraud. Take our quiz to find out just how susceptible you are to such scams – and learn how to protect your identity.     While at the ATM, you notice someone standing close behind you. Do you… a) Cancel your transaction, move away and return later. b) Make sure they can’t see you keying in your pin number. c) Feel uncomfortable, but carry on.   You’re too busy to go to the ATM. Would you pass your card to a colleague and ask her to withdraw money for you? a) No, you don’t trust anyone with your PIN number. b) Yes, as it would save you the trip. c) Only if it’s someone you trust.   What is the PIN number of your credit or debit card? a) A special date in your life that nobody else knows of. b) The default number sent to you by the card company. c) Your car plate number, phone number or birth date..   You receive a phone call from someone who claims to work for your bank, asking for your account details. What do you do? a) Hang up right away and report the call to your bank. b) Ask him to prove his identity before giving out any information. c) Try to be helpful.   Upon receiving your credit card statement, you notice a transaction for a small amount which you don’t recall making. Would you investigate it further? a) No, it would be too much bother. b) Not this time, but you would if it happened again. c) Yes, you’d make sure you could account for it. If not, you’d report it to your card company.   What do you do when a friend e-mails you a health/ product scare alert that’s been forwarded so many times the source of the information is unclear? a) Delete it immediately – if it’s unverified, it has to be a hoax. b) Read it in full and bear the facts in mind as it sounds legitimate. c) Forward it to as many friends as possible because if it’s been forwarded so many times, it has to be real.

TEXT THERESA MURPHY/PLANET SYNDICATION AND YANNI TAN PHOTOS CORBIS